Foreclosure and Personal Property Enforcement

Lindsay Kenney LLP is a leader in enforcement and recovery solutions for secured investments and charges including mortgages and those registered under the Personal Property Security Act.  Combining up to date technology with a long history of excellent customer service, we provide full recovery services for the speedy, efficient and effective resolution on any security in default.  Standard mortgage enforcement file evolution and services include:

• Initial document review and advisory services
• Demand for payment
• Initiation of the court proceedings and service on the parties
• Order Nisi, including personal judgment(s) against the borrower(s)
• Conduct of Sale at the end of the redemption period
• Arrange the listing of property
• Review pricing and market value assessments/adjustments
• Review and negotiate offers to purchase
• Obtain appraisals as needed
• Securing the premises and property inspection as needed
• We manage all issues with difficult occupants, including eviction
• Sale of the property and related transaction issues
• If needed, obtain a Writ of Possession and hire a bailiff
• If needed, appoint and direct a property manager
• Enforce the personal judgment if there is any shortfall after sale
• Obtain an Order Absolute to take title to the property if you are in an immediate loss position

For recovery against other assets (including but not limited to vehicles, boats, inventory and equipment) secured through the Personal Property Security Act, the approach and range of services is similar, including demand and enforcement such as seizure and sale.